Is Chime a prepaid card?

Chime is not your mainstream banking app and is not even close to ordinary everyday banking! Chime is a financial technology company or, in short, a FinTech and not a typical bank. Chime provides a choice of creating two bank accounts to aid in managing money, and the Chime Checking Account is fee-friendly. Lets check if Chime issues pre-paid cards.

Is Chime a prepaid card?

No, Chime is not a prepaid card but provides a Visa Credit card.

When you open your account online with Chime, you receive a checking account, a Visa debit card, and an optional savings account. A prepaid card is not connected to your bank account like Chime’s debit card is.


1. Does Chime issue prepaid cards?

Although Chime does not provide prepaid cards, it provides fully functional deposit accounts, which are a perfect substitute for prepaid cards. Direct deposits are supported by your account, along with pre-authorized withdrawals, interbank transfers, and the Automated Clearing House (ACH) Network.

2. What kind of card is Chime considered?

Chime has a protected credit card called the Chime Credit Builder Visa® Credit Card2. It is available, and you can create an account here and avail of it.

3. Can you transfer money from Chime to a prepaid card?

By connecting a separate account that you own to your Chime Spending Account, you can transfer funds from your Chime account to a NetSpend card (prepaid card).

4. Does it have an app?

Yes, Chime has an app that you can use. With a cutting-edge and user-friendly banking app that manages everything from tracking your spending and savings to making payments to a friend, Chime makes mobile banking simple. Whether you’re using an iPhone or an Android, it does not matter because it works on all smartphone mobile devices.


So, to sum it up, Chime does not provide a prepaid card. It provides a Visa debit card and a Visa credit card. It is a FinTech company and not a generic banking company, and it is genuine and can be considered legit.

Also Read: Is the FEG token legit?

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