Is PayPal Safe To Use In India?

Are you thinking about using PayPal but aren’t sure if it is safe? Fret not; this article has all that you need to know about PayPal’s safety and security in India. Not only that, but we will also answer some critical questions revolving around PayPal.

Let’s dive deep into it.

Is PayPal Safe To Use In India?

Yes, the best part about PayPal is that it is completely safe to use. Your data and information are not sold to anyone and your bank information and credit details are not shown to any other user. PayPal India claims that they assure fraud prevention by providing holistic security solutions to reduce fraud on all payment types and network channels, such as mobile payment, online payment, and offline payment. They promise that they do their best in avoiding any type of cyber threat by investing in industry-leading technology.

How do they ensure safety?

PayPal ensures safety by protecting its buyers and sellers. PayPal is made with both buyers’ and sellers’ security in mind. As long as the network you’re using is secure, every piece of information that is transmitted between your device and PayPal’s servers is encrypted and protected.

Buyer’s Protection Seller’s Protection
If a product is purchased online and it does not arrive or does not match the seller’s description, PayPal shall reimburse the full amount of the purchase+shipping costs, the only criterion being if the eligibility requirements are met. PayPal has a ‘Seller Protection Policy’ that safeguards the entire amount on eligible sales. It will take action if a client raises an unauthorized payment or a chargeback, like an ‘item not received’ chargeback.

Security Features

  1. Secure Connectivity
  2. Data Protection
  3. Identity Protection


I. What is PayPal?

PayPal is an online payment system that makes paying for things online and sending and receiving money safe and secure.

II. Is PayPal legal in India?

Yes, PayPal is legal in India. However, it cannot be used for peer-to-peer payments as they are not possible as of now.

III. Does PayPal require a bank account? Which bank supports PayPal in India?

Yes, Paypal requires you to add your Card or a bank account to which you wish to transfer your funds. Without adding and verifying your card or bank account details, Paypal will not allow operation.

All the major banks like ICICI, HDFC, Indian Bank, SBI, PNB, Yes Bank, Bank of Baroda, etc can be added to your Paypal account. You need to enable international transactions in your account for seamless transfers.

IV. Can I withdraw money from PayPal in India?

Yes, you can withdraw the money in your Paypal account directly to your bank account in India.

V. Does PayPal charge any fees in India?

Yes, Paypal charges a fixed fee for all the transfers made to your account. It also charges a currency conversion charge if there are international transfers made in your account.


So, to sum it up, PayPal is very safe in India. It ensures safety and security for the buyers and sellers. They are completely under protection. Any transaction made by them is encrypted and no financial data is exposed to other users.

Also, read Why is Amazon Making Me Pay With Affirm?

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